Insurance & Coverage
Every rental includes first-class comprehensive insurance designed to give you peace of mind throughout your journey. Premium Cars. Personal Care. Delivered. 🧡
At Sawasdee Rent A Car, I believe insurance should be simple and transparent.
Every vehicle in the fleet is covered by first-class comprehensive insurance as part of the standard rate — accident damage, theft, and third-party liability. No upsell, no optional tier, no small print at the counter.
Before your trip begins, I encourage you to understand what is included, what your responsibilities are, and how I assist you should an unexpected situation arise.
Included with every rental, at every rate, on every vehicle.
First-class cover protecting against accidental vehicle damage and theft, subject to the terms of the rental agreement.
Coverage for damage or injury caused to third parties where applicable under Thai law and the policy.
If you need help during your rental, support is available around the clock, wherever your journey takes you.
I'll guide you through the claims process personally and help you get back to your journey as quickly as possible.
Insurance reduces your financial responsibility — it doesn't remove it entirely.
In the event of an accident, theft, or damage where you are at fault, you may be responsible for the applicable insurance excess as specified in the rental agreement.
The excess is a flat ฿3,000 per at-fault event — the same for every vehicle in the fleet, whatever its value. No sliding scale, no surprises.
The ฿3,000 is deducted from your refundable security deposit, not charged separately. Where the incident is not your fault and the other party is identified, the excess generally does not apply.
Four steps. Keep them somewhere you can find them.
Ensure everyone is safe.
Contact the police if required.
Contact me immediately on +66 81 346 6888.
Follow the instructions I give you.
A short, honest list — so there are no surprises.
The questions I'm asked most often about coverage.
Yes. Every rental includes first-class comprehensive insurance as part of the standard rate — accident damage, theft, and third-party liability.
No. Most customers are fully covered under the standard rental package. If you'd like to discuss additional coverage, just ask before your rental begins.
Yes. A flat ฿3,000 excess applies per at-fault event — the same for every vehicle. It's deducted from your refundable security deposit.
Make sure everyone is safe, contact the police if required, then contact me immediately on +66 81 346 6888. I'll guide you through each step.
Only drivers approved under the rental agreement are covered. Please let me know in advance if another driver will be using the car.
I'm happy to explain the insurance in full before your journey begins — no pressure, no jargon.